Layaway Program Something special caught your eye? But can’t afford it today? NO PROBLEM! Put the stuff you like on layaway today, so it won’t be gone tomorrow! We offer a tiered layaway program depending on the value of the item(s):$1 – $299 Retail Value – 3 Month Layaway Term$300+ Retail Value – 10 Month Layaway Term (10% for 10 Months)For all tiers it is still a minimum 10% down payment to start the layaway program. After your last payment, you can take your item home. Find Your Nearest Store Layaway Program See something you like but don’t have the cash right now? No problem. Use our 10/10 layaway program. Put 10% down and make 9 equal monthly payments.